Archive for December, 2007
All About Insurance Premiums
Insurance Premiums are the dollar amount you pay into a life insurance policy. You can pay premiums on a monthly basis or less often if you choose. All policies contain a 31-day grace period for late payments, therefore if you are late paying your premiums, you policy still stays in effect for 31-days, until you [...]
If An Insurance Company Turns You Down?
If a Insurance Company turns you down for a policy, try another company. Each Insurance Company uses different methods and factors to decide whether or not to insure you. Here is a good example. If you have high blood pressure that you control with medication, one company might reject you while another company may accept [...]
How To Buy Life Insurance
Only a few insurance companies sell life insurance policies through the mail. If you choose to purchase your policy through the mail, all you have to do is mail in your completed application directly to the insurance company. The company who sells life insurance through the mail usually does not have an agent in your [...]
What Do I Do To Resolve a Dispute?
Certain steps should be taken to resolve a dispute with your insurance company. You do not need a lawyer to resolve disputes in most cases, most insurance companies will generally be willing to work with your to straighten out any problems. First contact your insurance agent. If your concerns are not addressed contact the company’s [...]
Life Insurance Company Importance
One of the most important thing to know is if the insurance company you buy from will be able to pay death benefits when you die. Choose a company with a good reputation and past history. Choose a company that offers the product and features that meet your needs Find out what state the insurance [...]
Cheap Life Insurance Through An Agent
A good agent can guide you by explaining the options and identifying what best match your personal needs. Life insurance can get very complicated.
Life Insurance | What Happens After I Die?
If you do not sell your life insurance policy, and you should die, the beneficiary you named on your policy must file a claim to collect the death benefit. The insurance company has 60 days to pay the claim or notify the beneficiary. The beneficiary should get a claim form from the insurance company. The [...]
Viatical Life Insurance Settlements
A Viatical Life Insurance settlement is an agreement to sell the ownership of your life insurance policy to another, unrelated person, who then becomes both the owner and beneficiary of the policy.
Buying a Whole Life Insurance Policy
Remember the more complicated the policy gets, the more you will find yourself relying on your agents to explain and help you. It is difficult to compare whole life policy with other policies because they are complex.
Shopping For Cheap Term Life Insurance?
Term Insurance is the simplest form of life insurance, the terms are the easiest to shop for. Ask yourself and your agent a lot of questions and here are some suggestions
Recent Comments