Uncategorized

All About Insurance Premiums

Written by on December 27, 2007 in Uncategorized with 16 Comments

Insurance Premiums are the dollar amount you pay into a life insurance policy. You can pay premiums on a monthly basis or less often if you choose. All policies contain a 31-day grace period for late payments, therefore if you are late paying your premiums, you policy still stays in effect for 31-days, […]

Continue Reading

Life Insurance Company Importance

Written by on December 26, 2007 in Uncategorized with 0 Comments
Life Insurance Company Importance

One of the most important thing to know is if the insurance company you buy from will be able to pay death benefits when you die. Choose a company with a good reputation and past history. Choose a company that offers the product and features that meet your needs Find out what state […]

Continue Reading

Buying a Whole Life Insurance Policy

Written by on December 18, 2007 in Uncategorized, Whole life with 0 Comments

Remember the more complicated the policy gets, the more you will find yourself relying on your agents to explain and help you. It is difficult to compare whole life policy with other policies because they are complex.

Continue Reading

What is Mortgage Life Insurance?

Written by on December 17, 2007 in Uncategorized
What is Mortgage Life Insurance?

If you own a house and have a mortgage, chances are that the lender included a letter when you signed your mortgage recommending that you buy a mortgage life insurance policy. Mortgage Life Insurance is sold by insurance companies. It is called mortgage insurance but it is really a decreasing term life insurance that will […]

Continue Reading

What is Universal Life Insurance?

Written by on December 16, 2007 in Uncategorized
What is Universal Life Insurance?

The best way to describe Universal Life Insurance is that it is a specific type of flexible life insurance that provides coverage similar to term life insurance with the benefits of tax deferred savings. The advantages to Universal Life Coverage are the policy has the potential for cash value to earn more than the minimum […]

Continue Reading

What is Level Term Life Insurance?

Written by on December 13, 2007 in Uncategorized

Level Term Life Insurance is a guaranteed level premium where the premium is guaranteed to be the same for a period of years.

Continue Reading

Is it wise to purchase A Critical Illness Insurance Policy?

Written by on December 11, 2007 in Ailment Coverage, Options, Uncategorized
Is it wise to purchase A Critical Illness Insurance Policy?

Critical Illness Insurance is developing into an essential insurance policy, and contues to grow in popularity.

Many individuals around this country consider it to be a worhwhile purchase as it provides financial peace of mind.

Continue Reading

What is Property and Casualty Insurance?

Written by on December 11, 2007 in General, Uncategorized
What is Property and Casualty Insurance?

Property and Casualty Insurance is called General Insurance which comprises of any insurance that is not determined to be Life Insurance. This insurance is a non-life insurance policy. A General Insurance includes automobile, homeowner, pet, creditors, public liability workers comp, and other insurance policies A General Insurance policy provides payments depending on the loss from […]

Continue Reading

Should I obtain a Critical illness policy?

Written by on November 15, 2007 in Uncategorized with 0 Comments
Should I obtain a Critical illness policy?

Reader question: Ovarian Cancer runs in my family, Should I purchase a critical insurance policy to protect my family? First lets discuss what a critical insurance policy is. This type of policy is a contract, invented by Dr. Barnard, that pays a lump sum cash payment to the policy owner if diagnosed with one of […]

Continue Reading

Top
css.php