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What is a life insurance policy?

What is a life insurance policy?

December 13, 2007 | Comments (18)

Life Insurance is a contract between the policy owner and the insurer. The insurer agrees to pay a sum of money in the event of the policy holders death to the designated Beneficiary. A Life Insurance Policy is based upon life of the person named in the policy. The policy is paid out when the [...]

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What is Level Term Life Insurance?

What is Level Term Life Insurance?

December 13, 2007 | Comments (15)

Level Term Life Insurance is a guaranteed level premium where the premium is guaranteed to be the same for a period of years.

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What is Term Life Insurance?

What is Term Life Insurance?

December 11, 2007 | Comments (0)

Term Life Insurance is a policy that must be renewed annually and is considered to be a pure insurance protection.

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Is it wise to purchase A Critical Illness Insurance Policy?

Is it wise to purchase A Critical Illness Insurance Policy?

December 11, 2007 | Comments (12)

Critical Illness Insurance is developing into an essential insurance policy, and contues to grow in popularity.

Many individuals around this country consider it to be a worhwhile purchase as it provides financial peace of mind.

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What is Property and Casualty Insurance?

What is Property and Casualty Insurance?

December 11, 2007 | Comments (23)

Property and Casualty Insurance is called General Insurance which comprises of any insurance that is not determined to be Life Insurance. This insurance is a non-life insurance policy. A General Insurance includes automobile, homeowner, pet, creditors, public liability workers comp, and other insurance policies A General Insurance policy provides payments depending on the loss from [...]

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Variable Universal Life Insurance

Variable Universal Life Insurance

November 24, 2007 | Comments (8)

A Variable Universal Insurance is a type of insurance that builds cash value and is also considered a type of permanent life insurance.

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Should I obtain a Critical illness policy?

Should I obtain a Critical illness policy?

November 15, 2007 | Comments (0)

Reader question: Ovarian Cancer runs in my family, Should I purchase a critical insurance policy to protect my family? First lets discuss what a critical insurance policy is. This type of policy is a contract, invented by Dr. Barnard, that pays a lump sum cash payment to the policy owner if diagnosed with one of [...]

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