One of the most important thing to know is if the insurance company you buy from will be able to pay death benefits when you die.

Choose a company with a good reputation and past history.

Choose a company that offers the product and features that meet your needs

Find out what state the insurance company is [...]

If you do not sell your life insurance policy, and you should die, the beneficiary you named on your policy must file a claim to collect the death benefit. The insurance company has 60 days to pay the claim or notify the beneficiary.
The beneficiary should get a claim form from the insurance company. The insurance [...]