Insurance Premiums are the dollar amount you pay into a life insurance policy. You can pay premiums on a monthly basis or less often if you choose. All policies contain a 31-day grace period for late payments, therefore if you are late paying your premiums, you policy still stays in effect for 31-days, until you [...]

If a Insurance Company turns you down for a policy, try another company.
Each Insurance Company uses different methods and factors to decide whether or not to insure you.
Here is a good example. If you have high blood pressure that you control with medication, one company might reject you while another company may accept you. Just [...]

Only a few insurance companies sell life insurance policies through the mail. If you choose to purchase your policy through the mail, all you have to do is mail in your completed application directly to the insurance company. The company who sells life insurance through the mail usually does not have an agent in your [...]

Certain steps should be taken to resolve a dispute with your insurance company.
You do not need a lawyer to resolve disputes in most cases, most insurance companies will generally be willing to work with your to straighten out any problems.
First contact your insurance agent. If your concerns are not addressed contact the company’s customer [...]

If you own a house and have a mortgage, chances are that the lender included a letter when you signed your mortgage recommending that you buy a mortgage life insurance policy.
Mortgage Life Insurance is sold by insurance companies. It is called mortgage insurance but it is really a decreasing term life insurance that will [...]