John, my neighbor asked me today to explain what is “Group Life Insurance?”
Group Life insurance is policy that insures a group of people. Its a type of insurance in which a group of people are covered- if you are part of the group.
Group Life Insurance is often provided by employers as an employee benefit [...]

I was recently asked this question,”What is a life insurance rider?” I did not realize that someone would not know what it really means.
The best way to explain what a life insurance rider is as follows:
Riders are modifications to the basic insurance policy added at the same time the policy is issued. Riders are [...]

A Variable Universal Insurance is a type of insurance that builds cash value and is also considered a type of permanent life insurance.