If someone depends on you financially, the likelihood is that you need life insurance. Its is easy and quick to purchase a no exam term life insurance policy. Life insurance provides cash to your family after you die. The money your beneficiary receives can be an important financial resource. It can help cover daily [...]

If you do not sell your life insurance policy, and you should die, the beneficiary you named on your policy must file a claim to collect the death benefit. The insurance company has 60 days to pay the claim or notify the beneficiary.
The beneficiary should get a claim form from the insurance company. The insurance [...]

I was recently asked this question,”What is a life insurance rider?” I did not realize that someone would not know what it really means.
The best way to explain what a life insurance rider is as follows:
Riders are modifications to the basic insurance policy added at the same time the policy is issued. Riders are [...]

It makes good sense to want enough insurance to cover your funeral expenses.Before your purchase a funeral insurance make sure that the policy does not cost more than it will pay out.
The typical “funeral policy” is a whole life policy with a small death benefit for about $5,000.00
There is an alternative to funeral insurance [...]

A Variable Universal Insurance is a type of insurance that builds cash value and is also considered a type of permanent life insurance.