January 21, 2008

Why do I need to buy life insurance?

If someone depends on you financially, the likelihood is that you need life insurance. Its is easy and quick to purchase a no exam term life insurance policy. Life insurance provides cash to your family after you die. The money your beneficiary receives can be an important financial resource. It can help cover daily [...]

December 18, 2007

Shopping For Cheap Term Life Insurance?

Term Insurance is the simplest form of life insurance, the terms are the easiest to shop for. Ask yourself and your agent a lot of questions and here are some suggestions

December 17, 2007

What is Credit Life Insurance and Credit Disability Insurance?

Both Credit Life Insurance and Credit Disability Insurance are for your protection when you purchase large items such as an automobile, boat, furniture etc…on loan or credit.

December 17, 2007

What is Mortgage Life Insurance?

If you own a house and have a mortgage, chances are that the lender included a letter when you signed your mortgage recommending that you buy a mortgage life insurance policy.
Mortgage Life Insurance is sold by insurance companies. It is called mortgage insurance but it is really a decreasing term life insurance that will [...]

December 16, 2007

What is Universal Life Insurance?

The best way to describe Universal Life Insurance is that it is a specific type of flexible life insurance that provides coverage similar to term life insurance with the benefits of tax deferred savings.
The advantages to Universal Life Coverage are the policy has the potential for cash value to earn more than the minimum interest [...]

December 13, 2007

What is Level Term Life Insurance?

Level Term Life Insurance is a guaranteed level premium where the premium is guaranteed to be the same for a period of years.

December 11, 2007

What is Term Life Insurance?

Term Life Insurance is a policy that must be renewed annually and is considered to be a pure insurance protection.