Remember the more complicated the policy gets, the more you will find yourself relying on your agents to explain and help you. It is difficult to compare whole life policy with other policies because they are complex.

Term Insurance is the simplest form of life insurance, the terms are the easiest to shop for. Ask yourself and your agent a lot of questions and here are some suggestions

Whole Life Insurance policy gives the policy holder a lifetime coverage at a premium rate that does not increase with age after it has been purchased. This insurance policy typically requires that the owner pay premiums for the life of the policy.
This policy builds cash value and the policy holder can use the cash [...]